The Personal Contract Plan is designed to give you greater flexibility, by offering more options at the end of your contract. Simply choose your car and the deposit you want to pay, how many years you want the contract to run, and your expected annual mileage. From this information we calculate your monthly payment and the future value of the car. This value is then guaranteed, protecting you from any future depreciation. At the end of the contract your three options are: Hand it back (simply hand the keys over and walk away with no future responsibilities); take ownership (pay the car’s guaranteed future value and the car is yours); or, choose a new car (part exchange your car and choose a new one).