PCP vs HP

Illustrated finance journey showing an Audi vehicle with monthly payments spread across 18 to 49 months, starting with a deposit or part exchange and ending with the option to renew, retain or return the vehicle.

Would PCP suit me?

The flexibility of Solutions PCP may be the best option for you if:

You think your needs may change in the next 2-3 years
You drive a low or moderate amount of miles each year
You like to change your car more regularly
You want to be protected from unexpected depreciation

Illustrated finance journey showing an Audi vehicle purchased through a Hire Purchase agreement, with a deposit or part exchange followed by monthly payments over 12 to 60 months, resulting in full ownership at the end of the contract.

Would HP suit me?

The simplicity of Hire Purchase may be best for you if:

You drive a high mileage
You want to own the vehicle
You want to be able to budget for the next 1-5 years
You want to spread the cost of your vehicle

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