Hire Purchase (HP)

A straightforward way to finance your own Audi

Close-up view of the rear light cluster and A3 model badge on a white Audi A3, highlighting the geometric LED lighting elements and sculpted rear bodywork.

The simple way to own an Audi

Hire Purchase is great if you're looking for a finance agreement with no mileage restrictions and you want to own the car at the end.

Illustrated timeline showing a Hire Purchase finance agreement, from choosing a new or used Audi vehicle and making a deposit or part exchange, to monthly payments over 12 to 60 months, resulting in full ownership at the end of the contract.

Close-up view of the illuminated LED headlight on a grey Audi e-tron vehicle, highlighting the distinctive daytime running light signature, precision lighting design and sculpted front bodywork.

Would HP suit me?

The simplicity of Hire Purchase can help a range of people get a new or used vehicle. It may be the best for you if:

You drive a high mileage
You want to own the vehicle
You want to be able to budget for the next 1-5 years
You want to spread the cost of a new vehicle
You're looking for a new or a used car

How it works

1. Personalised finance

Choose your initial payment and how long you want to pay back the finance over.

2. Monthly payments

The amount left to finance is then divided equally over the length of your agreement to make up your monthly payments.

3. Full ownership

Once you have made all repayments, and paid the option to purchase fee, you own the car.

Close-up view of an Audi MMI touchscreen display showing vehicle information, media playback and navigation options, with ambient lighting and a landscape visible through the windscreen.

The benefits of Hire Purchase

No mileage restrictions
As you own the vehicle at the end of the agreement, there is no limit on how much you can drive the vehicle.
You own the vehicle at the end
Hire Purchase is a simple agreement, once you have paid all the monthly payments the vehicle is yours to sell, trade in, or keep.
Monthly payments to suit you
Hire Purchase is a straightforward way to buy a new or used vehicle without a large financial outlay up front. By breaking down the cost of the vehicle into monthly payments, it enables you to budget reliably over the next 1-5 years.
Bespoke to your needs
You determine how long you want to spread the finance over, and how much of an initial payment you want to put down. This enables you to tailor the agreement to suit your situation.

Part exchange valuation

Whether you are looking to simply sell your vehicle, or exchange your car towards the cost of a new or Approved Used Audi, our service can help you get an idea of the value of your car so you can plan your purchase or finance more effectively.

Estimate your trade-in

Person standing beside a silver Audi A6 Saloon parked outside a modern building, with the vehicle shown from the rear three-quarter angle and its illuminated LED rear light signature visible.

Used car finance

When financing a used Audi, you can choose from two flexible options - Solutions Personal Contract Plan (PCP) or Hire Purchase. Both offer a straightforward way to own a used Audi, with regular monthly payments.

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