Solutions Personal Contract Plan (PCP)

The flexible finance option

Calculate monthly payment Estimate your trade-in value

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With PCP, the choice is all yours

PCP gives you the flexibility to either hand back your Audi at the end of the contract, trade it in for a new one, or pay the optional purchase fee to keep it.

Illustrated timeline showing an Audi Personal Contract Purchase (PCP) agreement, from choosing a new or used vehicle and paying a deposit or part exchange, to monthly payments over 18 to 49 months, followed by an optional final payment to renew, retain or return the vehicle.

Front three-quarter view of a white Audi SUV e-hybrid connected to a charging cable at an outdoor charging point, highlighting the illuminated LED headlights, charging port and sculpted front-end design.

Would PCP suit me?

The flexibility of Solutions PCP may be the best option for you if:

You think your needs may change in the next 2-3 years
You drive a low or moderate amount of miles each year
You always want to be driving the latest model
You want to be protected from unexpected depreciation
You're looking for a new or a used car

Calculate monthly payments

How it works

1. Personalised finance

Choose your deposit, contract length, and annual mileage to suit your needs. You can also part exchange your current vehicle. Use our finance calculator or speak to your local Audi Centre.

2. Monthly payments

We’ll calculate your monthly payments based on your personalised plan. This amount stays the same throughout your contract, making budgeting simple.

3. Renew, retain or return

When your agreement ends, you can upgrade to a new Audi, purchase your current one by paying the final amount, or return it to Audi Finance (subject to mileage and fair wear and tear).

Close-up view of an Audi MMI panoramic display showing e-hybrid drive mode settings, battery charge level controls and vehicle information, integrated into the dashboard with ambient lighting and a landscape visible through the windscreen.

The benefits of Solutions PCP

Lower monthly payments
By deferring a portion of the finance until the end of the contract, your monthly payments will be lower than if you spread the cost of the full amount.
Protected from losing value 
We guarantee the final payment at the end of the contract, as long as the vehicle comes back in the mileage and condition agreed. This protects you from any unexpected falls in the value of your vehicle and enables you to plan ahead with your finances.
Keeps your options open 
You don't have to decide what to do with the car until the end of your contract, giving you the flexibility and protection needed to make the right choice for your circumstances.
Get a new vehicle more often 
The flexibility with your end of contact options means you can keep upgrading regularly. Great if you want to always stay in warranty, not have to deal with the long term ownership costs, or want the excitement of always driving the latest model.
You just need to remember to accurately predict your mileage to avoid excess mileage charges at the end, you won’t own the car until the final optional payment is made.

PCP current offers

Whether you’re looking for SUV luxury, city car practicality, plug-in hybrid efficiency or elegant style, with our latest offers, there’s something for every requirement.

Explore PCP offers

Part exchange valuation

Whether you are looking to simply sell your vehicle, or exchange your car towards the cost of a new or Approved Used Audi, our service can help you get an idea of the value of your car so you can plan your purchase or finance more effectively.

Estimate your trade-in

Person standing beside a silver Audi A6 Saloon parked outside a modern building, with the vehicle shown from the rear three-quarter angle and its illuminated LED rear light signature visible.

Used car finance

When financing a used Audi, you can choose from two flexible options - Solutions Personal Contract Plan (PCP) or Hire Purchase. Both offer a straightforward way to own a used Audi, with regular monthly payments.

Discover more PCP vs HP

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Already a finance customer?

As a thank you for being a valued customer, we have additional offers⁶ available for existing Audi Finance customers who purchase a new Audi and renew their current finance agreement with us. Simply log in to see the offers available to you, if you're eligible.

Want to manage your finance agreement online? You can easily do this on the VWFS portal.