Finance products compared

Solutions Personal Contract Plan (PCP)

This product is great if you are looking to combine flexibility with regular monthly payments.

Table
Repayment period	18-49 months
Possibility to own the vehicle	Yes
End of contract options	You can choose to hand back the vehicle¹, pay the optional final payment and option to purchase fee and own the vehicle or use any equity to trade in and upgrade to a new vehicle.
Final balloon payment	Optional
Mileage limits	8,000 to 30,000 miles per annum²
Excess mileage and damage charges	Yes, if vehicle handed back
Customer type	Personal
Cars	New and used

This product is great if you would like regular monthly payments without worrying about ownership at the end of your agreement.

Table
Repayment period	12-48 months
Possibility to own the vehicle	No
End of contract options	Finish paying monthly instalments and hand the vehicle back¹.
Final balloon payment	No
Mileage limits	8,000 to 30,000 miles per annum²
Excess mileage and damage charges	Yes
Customer type	Personal and business
Cars	New only

This product is great if you want regular monthly payments which enable you to own the car at the end of your agreement.

Table
Repayment period	12-60 months
Possibility to own the vehicle	Yes
End of contract options	Finish paying monthly instalments and keep the vehicle.
Final balloon payment	No
Mileage limits	No
Excess mileage and damage charges	No
Customer type	Personal
Cars	New and used