Audi Finance

Audi Finance explained

Learn more about our range of finance products to find a finance package that suits you. Alternatively, browse our some example offers by selecting the 'Latest offers' tab. For a personalised quote, select the 'Finance Calculator' tab.

Business customers can also get a quote for their needs by visiting our tailored Contract Hire Quote Calculator.


There are two options if you’re buying your car for personal use:

Solutions (Personal Contract Plan)

Solutions is a flexible product puts you firmly in the driving seat, allowing you get a higher specification model or reduce your outgoings. An inspired idea that lets you drive more car for your money.

Solutions allows you to:

  • finance the whole car - but only pay for some of it while using it
  • decide on duration of the plan (between 18-48 months)

How it works:

  • We agree a deposit amount with you.
  • We fix your monthly repayments in line with your budget.
  • At the end of the contract you can choose to keep your Audi, trade it in for a different model or return the car to us.

Hire Purchase

Hire Purchase is ideal if you want eventual ownership of the car. Simply put down a deposit and the remaining balance is divided equally over the duration of the loan.

Hire Purchase allows you to:

  • set monthly repayments with no mileage limits
  • build in servicing and maintenance costs, and pay for accessories

How it works:

  • We agree a deposit amount with you.
  • We set fixed monthly repayments (of up to 60 months).
  • After final repayment, the car is yours.

For queries regarding Solutions or Hire Purchase, contact your local Audi Centre:


Buying an Audi for business use

Contract Hire Plan

If you’re interested in hiring your Audi for business use, then our
Contract Hire Plan may be perfect for you.

Audi Contract Hire makes hiring easy. There are no complicated forms to fill in or number crunching to do. All it requires is an initial deposit then fixed monthly payments.

We'll also handle all vehicle maintenance, and at very competitive rates.


Frequently asked questions

  • Partial Payment

    • Can I pay a lump sum amount off my agreement?

      That depends on the type of finance contract you have with Audi Finance. Please log in to audifinance.co.uk for more information.

      How do I make a partial payment?

      If you wish to reduce the balance of your credit agreement (i.e. you make a partial payment) you must contact Audi Finance and inform them if you want to reduce the monthly repayments or shorten the remaining term. Once the payment is made the finance agreement will be recalculated. Any partial payment made is in addition to your agreed repayment amounts and does not mean that you can pay less the following months, or increase your agreed repayment amounts.

      Contact Audi Finance

      How many times can I make a partial payment during the finance agreement?

      You can make as many additional partial payments of any amount you wish, as long as Audi Finance has been notified verbally or in writing. Without this notification, no payment will be processed. A partial payment must be cleared funds before it can be applied to your agreement.

  • Partial details

    • I've changed my bank account - how do I let you know?

      Please visit www.audifinance.co.uk to complete the Direct Debit change request.

      What date is my Direct Debit set up for?

      This is stated in your welcome letter. If you cannot trace it please contact us and we will advise you.

      Contact Audi Finance

      How is the interest calculated on a Hire Purchase Agreement?

      The interest is calculated using a flat rate of interest per annum and charged on the balance being borrowed. As an example a 5% flat rate per annum means for every £100 you borrow you will pay £5 in interest each year. This rate is fixed for the length of the Agreement. If you borrow £5,000 at a flat rate per annum of say 6% you will pay £300 in interest every year.

      How is the interest calculated on a Lease Purchase Agreement?

      There are two distinct calculations for working out the interest charges on a Lease Purchase Agreement:

      1. The deferred optional final (balloon) payment will attract interest at the actual true effective rate of interest for the duration of the term of the Agreement i.e. as this remains outstanding for the whole period.

      2. The balance (cost less the initial deposit and the deferred optional final payment (balloon) payment) attracts interest at a flat rate per annum and this, together with the amount borrowed and optional interest, is repaid over the life of the Agreement.

      How is the interest calculated on a Personal Contract Plan Solutions Agreement?

      This is stated in your welcome letter. If you cannot trace it please contact us and we will advise you.

      There are two distinct calculations for working out the interest charges on a Personal Contract Plan:

      1. The deferred optional final (balloon) payment will attract interest at the actual true effective rate of interest for the duration of the term of the Agreement i.e. as this remains outstanding for the whole period.

      2. The balance (cost less the initial deposit and the deferred optional final (balloon) payment) attracts interest at a flat rate per annum and this, together with the amount borrowed and optional interest is repaid over the life of the Agreement.

      Contact Audi Finance

  • Service and Maintenance

  • At the end of your agreement

    • Can I refinance the optional final (balloon) payment on a Solutions (PCP) or Lease Purchase Agreement?

      Audi Finance may consider a request to refinance the optional final (balloon) payment, but it will be subject to underwriting as would a new
      application for finance.

      Contact Audi Finance

  • Ending your agreement early

    • How do I settle my agreement early?

      This will depend on a number of factors and what type of finance product you have with us. Please log in to audifinance.co.uk for more information on Ending your Agreement Early, or contact us so we can advise you of the full details.

      Contact Audi Finance


Additional finance products and offers

We offer a range of additional finance products and offers to make the purchase and ownership of your Audi as enjoyable as possible:

Audi Insurance – precision insurance designed especially for Audi drivers

Audi Complete – a servicing and maintenance offering, giving comprehensive care for your Audi

Roadside Assistance – keeping your Audi on the road with complimentary AA assistance

Audi Warranties – discover more about the range of warranties we provide


Audi Financial Services contact details

For Audi Financial Services enquiries you can contact us via phone or e-mail.

Telephone: 0370 010 2007 (Open Monday to Friday 8am-8pm, Saturday 9am-5pm)

E-mail: customerservices@vwfs.co.uk